Im loosing my vehicle, cannot make the payments what is my next move please help!?

You can't find a *job* as an 18 year old?!? Ok, go out and cut lawns, wash windows, clean houses. talk to everybody in your neighborhood and tell them the services you provide. If you can get 20 customers who you can work for once a week, you could create a decent business. By the way, sell the car! You can't afford it, and selling the car would be your best option. After you make a little money, buy a beater. Bankruptcy would be a stupid plan, IMO.